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A couple of pebbles on the path

Posted by on March 1, 2012

We are expecting to complete the purchase of the 399 next week.  The two things that are needed to close are financing and insurance.  I have commitments for both.  But the financing requires an inspection and the insurance comes in the form of a binder.  We had a tentative agreement to get the inspection done tomorrow, March 2.  But the financing company was having trouble reaching the owner, and so was I.  I started having visions of him slipping away in the middle of the night, like the Colts from Baltimore, with the 399 and my $2K deposit.  Then, unexpectedly, I received an email from him on Tuesday, two days ago, informing me that the inspector had already been there.  I was surprised, of course, as I had expected to combine the inspection with the walk-through.  But now we will have to do the walk-through on the day of the close.  No big deal, just unexpected.

The other problem is the insurance.  I have a coverage sheet and a price, both of which are acceptable.  But the coverage sheet has a couple of minor errors that need to be corrected.  I have dealt with a local agent to this point, but the coverage sheet arrived with the business card of a guy from North Carolina.  Same agency name, same last name, same 800 number.  Father / son? I don’t know and don’t really care.  I just need insurance.  But I have called that 800 number twice this week and have gotten only voicemail.  No return call.  I am starting to get nervous.

The good news is that the owner has agreed to sell me his hitch for $150, so as of the day of closing I will have a complete rig.  Woo hoo!

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