Our insurance claims for the aborted cruise total $13,601.97, not counting the $202.34 that was automatically refunded by TAP when we cancelled our airline tickets from Venice. There were four separate claims:
- $394.00 to AIG (airline insurance carrier) for the non-refunded portion of the Venice airfare.
- $9,253.86 to Aon (cruise insurance) for trip interruption.
- $2,963.29 to Humana for medical expenses while out of the country (80% coverage).
- $990.82 to Aon (cruise insurance) for non-reimbursed (20%) medical expenses.
Not all claims have been paid, but so far the only expenses that have been denied have been the hotel and meals expenses that were incurred in Cartagena while waiting for the arrival of our travel nurse.
I still have my fingers crossed, but it is looking good that the cruise, while being a medical and vacation disaster, won’t be a financial disaster as well.